LEGAL AND LICENSING

Welcome to PHIS.com (the "Web Site"), a web site where consumers, producers, and businesses can research for various insurance products. The Company provides its services to you subject to the following conditions. If you visit at this Web Site, you accept these conditions. Please read them carefully.

LEGAL JURISDICTIONS ONLY

The insurance services and products described on this Web Site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this Web Site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

USE LIMITATION

This Web Site is for the use of consumers, producers, and businesses that are researching insurance products. The Company reserves the right to prevent any party who engages in non-permitted use(s) from accessing this Web Site.

COPYRIGHTS

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. All software used on this site is the property of the Company or its software suppliers and protected by United States and international copyright laws.

DISCLAIMER OF WARRANTIES AND LIMITED LIABILITY

THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY, ITS AGENTS, OR REPRESENTATIVES WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.


CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting this Web Site, you agree that the laws of the State of Illinois, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that may arise between you and the Company. The only exception to this is information relating to Medicare plans, which is governed by Federal law.

EXISTING INSURANCE COVERAGE

Do not cancel any existing insurance until you receive written confirmation from the insurance company to which you are applying that your new policy is in effect.

LICENSING

This Web Site is brought to you by the following licensed agents/brokers/producers in each respective state which require insurance transactions to be conducted through a licensed agent/broker/producer. Each agent/broker/producer is associated with Preferred Risk Insurance Agency, an Illinois corporation with principal place of business at:

Preferred Risk Insurance Agency

  • 6640 S. Cicero Avenue
    Bedford Park, IL. 60638

State License #
Alabama* 671456
Alaska* 115747
Arizona* 6687
Arkansas 422633
California** 0E20477
Colorado* 12643
Connecticut* 973396
District of Columbia* 102247
Delaware* 152336
Florida L085818
Georgia* 110697
Hawaii* 404877
Idaho* 453452
Illinois* 100296278
Indiana* 34113
Iowa* 1002049293
Kansas* 363469706-000
  36-3469706-001
Kentucky 586003
Louisiana* 305622
Maine* AGN 219769
Maryland 2117931
Michigan* 0004861
Minnesota* 20491460
Mississippi* 15016795
Missouri* 0009588
  8297392
  8297405
Montana* 100104809
Nebraska* 100203653
  100203654
  100203655
Nevada 17524
New Hampshire* 0401253
New Jersey* 9146039
New Mexico* 10010631
New York LA-512211
North Carolina* 1000105869
North Dakota 2000119168
Ohio 36308
Oklahoma* 100104780
Oregon* 100164237
Pennsylvania 55010
South Carolina* 163187
South Dakota* 10016701
Tennessee* 861
Texas 17546
Utah* 103439
Vermont* 895342
Virginia* 106904
Washington* 231903
West Virginia 100158316
Wisconsin 2619341
Wyoming 10636

*Preferred Risk Insurance Agency does business as Preferred Health Insurance Solutions and PHIS.com in the states indicated.

James P. Hallberg

State License #
Massachusetts 1809083
Rhode Island 1078296

DEPARTMENT OF HEALTH AND HUMAN SERVICES HEALTH INSURANCE MARKETPLACE CERTIFICATION

Preferred Risk Insurance Agency DBA Preferred Health Insurance Solutions, National Producer Number 53222, has completed the following courses and curriculum with the Department of Health and Human Services


Click the links above to view each Certificate of Completion.